Terms and Condition


Welcome to Insurance Educators Insurance School (IE). IE makes reasonable efforts to present accurate and reliable information in the World Wide Site in the domain www.insuranceeducators.com ("Site"); however, we are not responsible for any errors in or omissions from the information contained in or accessed through this Site, By using this Site, you signify your assent, without limitation or qualification, to the following terms and conditions of use. Please read these terms and conditions carefully before using the Site. By making a purchase of any type or registering for a class, you are acknowledging that you read and agree with the terms and conditions set forth.  If you do not agree with these Terms and Conditions of Use, do not use the web pages.  IE may at any time revise these terms and conditions by updating this posting. Because you are bound by any revisions to this statement, you should periodically revisit this page to review the then current terms and conditions by which you are bound.

The materials contained in the IE site are provided "AS IS" and without any warranties of any kind, express or implied.  IE disclaims all warranties, express or implied, including but not limited to warranties of merchantability  and fitness for a particular purpose.  IE does not warrant that the access to the SITE will be uninterrupted, that the materials contained therein will be error-free, that defects will be corrected, or that the SITE or server are free of viruses or other harmful components.


The content of the Site’s intent is for informational purposes only. Products and services offered by IE are not available in all states. Information provided on this Site is believed to be accurate and reliable when posted. IE cannot guarantee that information will be accurate, complete, and current at all times. The Site may also contain technical inaccuracies or typographical errors. IE will from time to time revise the information, products, and services described in this Site, and IE reserves the right to make such changes without notice.


IE guarantees the reimbursement of the second visit on the state exam upon compliance of the student meeting the required restrictions.  Students must present to the school the failed first attempt to the N.C. state prelicensing exam, completely review the student material again and present to the school a second attempt to the N.C. state prelicensing exam.  IE is in no way guaranteeing the student a passing score on the N.C. state prelicensing exam.    

  Copyright Policy

All Rights Reserved. U.S. copyright laws protect the contents of these web pages.   In doing so, you may not remove or alter any trademark, copyright, or other proprietary notice. The works of authorship including, but not limited to, all design, text, images, and sounds, contained in this Site (individually and collectively "Publications"), are owned by IE, except as otherwise expressly stated. The material may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part (individually and collectively "Reproduced") in any manner without IE’s prior written consent, except to the extent that such use constitutes "fair use" under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and except for one temporary copy in a single computer’s memory and one unaltered permanent copy to be used by the viewer for personal and non-commercial use only, with an attached copy of this Disclaimer Notice.

Either IE or its licensed content providers copyright all course materials offered by IE. No part of IE's course content may be reproduced, retransmitted, distributed, sold, published, broadcasted or circulated including individuals in the same company or organization without the express written consent of IE. Course content shipped or received electronically via the Internet may be displayed or printed for your personal, non-commercial use only. Purchase of a course includes a license for one person to use the course materials.  The course material is valid for a period of 30 days after the purchased date. It is not permissible to distribute files containing course materials or printed versions of course materials to individuals who have not purchased the course(s) without express written consent from IE. It is also not permissible to make the course materials available to others over a computer network, Intranet, Internet, or any other storage, transmittal, or retrieval system. Although great effort has been made to ensure IE's course content contains accurate and timely information, it is provided with the understanding that the authors/publishers are not engaged in rendering legal, accounting, tax or other professional advice. If professional advice is required, the services of a competent advisor should be sought.


Some U.S. states and foreign countries provide rights in addition to those above or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you, or there may be state provisions which supersede the above.  Any clause of this Disclaimer Notice declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder of this Disclaimer Notice. The terms of this Disclaimer Notice are governed by the laws of the State of North Carolina, without regard to its conflicts of laws rules, and may only be amended in a writing signed by IE.

Limitation of Damages


Under no circumstances shall IE be liable for any direct or indirect, special, incidental, or consequential damages arising out of the use or inability to use the materials on this SITE, even if IE or an authorized agent or broker, contractor, or representative of IE has been advised of the possibility of such damages. If applicable law does not permit the exclusion or limitation of liability or certain categories of damages, the above limitation or exclusion may not apply to you. In no event, however, shall IE's total liability to you for all damages, losses, or causes of action exceed the amount paid by you, if any, for accessing this Site. IE shall have no tort, contract or any other liability to users of this Site and/or to any other party. IE shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if IE has been advised of the possibility of such damages.





The Client’s Privacy and Protection

At no time will IE sell personal information we receive from  a student to anyone else. Information submitted to the Site for purchases, registration, or personalized services will be used to fulfill orders, as well as, customer identification and notification purposes. For the purpose of advertising, certain generic Site information is collected. None of this information can be connected to any individual IE user. IE uses industry-standard encryption technologies to safeguard your information. All financial transactions conducted through IE are encrypted for your security and protection. By using the Site you agree to the collection and use of certain information by IE.


Links to other Internet sites

Links to other Internet sites ("hyperlinks") are included only as a convenience for you as a visitor to our Site. IE makes no judgments or warranties with respect to the accuracy, timeliness, or suitability of the content of any of these hyperlinks, and IE assumes no liability for the content or presentation of the hyperlinks. By providing a hyperlink to a service or third party site, IE does not endorse the linked service or site, its content, or its sponsoring organization. We encourage you to read the Privacy Statements of each and every site. Please note that these sites may or may not have privacy policies and those policies may be more or less restrictive than IE's policy.


Security and Viruses

IE takes standard precautions in seeking to ensure that our systems are secure and that they meet industry standards, including the application of firewalls for our Internet-based systems. When appropriate, IE employs the use of encryption technologies, user authentication systems (e.g., passwords and personal identification numbers) and access control mechanisms. There is always the possibility of unknowingly acquiring computer viruses on the Internet and thus we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. IE shall not be responsible or liable for any damage caused by viruses or related hazards, whether or not that virus or hazard resulted from a visit to the Site. You, and not IE, assume the entire cost of all necessary servicing, repairs, or correction related to computer viruses.




By processing an order with IE, or through our Site, you agree the number of course hours selected is within a close proximity to the number of hours required by your state. In addition, you understand IE may terminate your access to courses that are not completed within 30 days for prelicensing and 12 months for Continuing Education from the time of your order. You agree that IE has the right to terminate an account at any time if IE has reason to believe that the user is fraudulently accessing the courses for unauthorized reasons. If you have questions concerning any of IE's Terms and Conditions, please feel free to contact us by calling our main office or send email to info@insuranceeducators.com